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Flexible Mortgage
These mortgages are relatively new on the market and in many cases can be linked to fluctuating and controlled rates. You can decide how much you repay each month. You can pay extra amounts to reduce your mortgage or help to repay it off early. You can reduce or suspend payments when money is tight. |
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Advantages
- You can underpay and take payment holidays.
- You can have a drawdown facility to take back excess payments that you have made.
- There should be no redemption penalties after an initial short set up period. |
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Disadvantages
Flexible mortgages do not usually have the most competitive interest rates
Although you can pay off your mortgage much faster if you overpay, the reverse is true if you underpay. |
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Apply
Fill in our quick application form and our mortgage specialists will call you back with details of the most competitive deals for your circumstances. |
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Quick Application
Please fill out the following form and we will ensure that a mortgage specialist searches for the best deals available.
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